> ## Documentation Index
> Fetch the complete documentation index at: https://docs.rentfax.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Manage rental disputes and renter challenges

> Track every dispute from first challenge to resolution in the Dispute Queue, with AI-assisted response drafts and full renter portal visibility.

When a renter believes an incident record is inaccurate, they can file a dispute. RentFAX gives you a structured process to manage these challenges — from the moment a dispute is opened to its final resolution. Every dispute is tracked in the **Dispute Queue**, and renters can follow the status in real time through their **Renter Portal**. The goal is a fair, documented process that protects both your organization and the renter.

## The dispute lifecycle

<Steps>
  <Step title="Operator logs an incident">
    The dispute process begins when an operator submits an incident against a renter — a late payment, damage report, or policy violation. See [Log and track renter incidents](/features/incidents) for how to file one.
  </Step>

  <Step title="Renter receives notification">
    The renter is notified via their Renter Portal that an incident has been filed. They can view the full details of the record, including the incident type, description, and the organization that filed it.
  </Step>

  <Step title="Renter files a dispute">
    If the renter believes the record is inaccurate or unfair, they submit a dispute through the Renter Portal. They can include a written explanation and any supporting evidence.
  </Step>

  <Step title="Dispute appears in your Dispute Queue">
    The dispute is routed to your **Dispute Queue** in the RentFAX dashboard. You'll see the renter's name, the disputed incident, the date filed, and the renter's explanation.
  </Step>

  <Step title="You review and prepare a response">
    Review the dispute details and gather any supporting documentation from your records. You can use the **AI Draft Assistant** to help write your response (see below).
  </Step>

  <Step title="Resolution is recorded">
    Once you've reviewed the dispute, record your decision in the Dispute Queue. Both outcomes — upholding or overturning the incident — are logged. The renter sees the outcome in their Renter Portal.
  </Step>
</Steps>

## The Dispute Queue

The **Dispute Queue** is your central workspace for open disputes. It shows:

* All currently open disputes for your organization
* The renter and incident associated with each dispute
* The date each dispute was filed
* The current status of each dispute

<Warning>
  Ensure disputes are resolved within your SLA. The onboarding guide recommends reviewing the Dispute Queue as part of your daily operations to avoid backlogs and maintain compliance.
</Warning>

## AI Draft Assistant

Preparing a dispute response requires you to be accurate, factual, and clear. The **AI Draft Assistant** helps you write that response. You can use it to:

* Draft a response based on the incident details and the renter's challenge
* Ensure the response addresses the renter's specific claims
* Format the response in a way that's suitable for the renter to read

The AI Draft Assistant is a writing aid — you review and approve everything before it's submitted. It does not make decisions for you.

<Tip>
  Before using the AI Draft Assistant, gather the original incident record, any communications with the renter, and any supporting documentation (photos, receipts, signed agreements). The more context you provide, the more useful the draft will be.
</Tip>

## What renters see in the Renter Portal

Renters access the Renter Portal via a **magic link** sent to their email. Inside, they can see:

* All incidents filed against them, including the organization that filed each one
* The status of any disputes they've submitted
* The resolution outcome once a dispute is closed

This transparency is intentional. RentFAX is designed so that only documented, disputable records affect a renter's score — not anonymous or unverifiable claims.

<Info>
  Every entry in the RentFAX network is tied to a verified operator. Renters can always see who filed an incident and when. This prevents malicious or retaliatory reporting.
</Info>

## Dispute outcomes and score impact

When a dispute is resolved in the renter's favor and an incident is overturned, the incident is removed from the records that feed into the risk score calculation. The renter's composite score recalculates automatically at the next request.

When a dispute is denied and the incident is upheld, the record remains and continues to influence the score as before.

## Related pages

<CardGroup cols={2}>
  <Card title="Incidents" icon="clipboard-list" href="/features/incidents">
    How to log the incidents that renters can dispute
  </Card>

  <Card title="Renter portal overview" icon="user-round" href="/renter-portal/overview">
    How renters access their profile and submit disputes
  </Card>

  <Card title="Risk score" icon="bar-chart-2" href="/features/risk-score">
    How resolved disputes affect the composite risk score
  </Card>

  <Card title="Renter screening" icon="user-search" href="/features/renter-screening">
    How dispute history appears on the renter profile
  </Card>
</CardGroup>
